Warning: Late repayment can cause serious money problems. For help, visit  moneyadviceservice.org.uk
Warning: Late repayment can cause serious money problems. For help, visit  moneyadviceservice.org.uk


How Lucky Loans Works

Apply Now

How it works

Choose your loan amount


Step 1 – Choose the amount you want to borrow

By using our homepage sliders you can select your total loan amount and borrowing period. You can select funds of £50 – £3,000 to be repaid anywhere from 7 days to 3 months.

 


Step 2 – Application Form

So we can give you an accurate and instant online decision we’ll ask you for some personal information such as your home address, employment details and monthly outgoings. For approved applications we will also require your bank details in order to transfer the funds directly into your account. Your application is 100% online and should take approximately 5 minutes.

Apply

You decide

Step 3 – Instant Online Decision

We will give you an instant online decision within a few seconds of submitting your application form. Once approved your loan agreement form will be displayed to you where you can check everything over to make sure that you are comfortable with everything. We will always display the total loan amount, interest rates and repayment dates so you know exactly how much you will need to pay back and when, there will be no hidden costs. Once you have looked through your loan agreement form you still have the option to accept or reject our loan offer at this point.

Step 4 –  Final Decision/Receive Your Funds

If your loan application has been accepted you will then be redirected to view your loan agreement which contains all the important information regarding your loan on the lenders website! If you accept the terms and conditions set out by the lender you can then sign for your loan electronically. Many lenders will aim to transfer you the funds on the same working day and can even take as little as 15 minutes in some cases.**

 

Done

How it works

Choose your loan amount


Step 1 – Choose the amount you want to borrow

By using our homepage sliders you can select your total loan amount and borrowing period. You can select funds of £50 – £3,000 to be repaid anywhere from 7 days to 3 months.

 



Apply


Step 2 – Application Form

So we can give you an accurate and instant online decision we’ll ask you for some personal information such as your home address, employment details and monthly outgoings. For approved applications we will also require your bank details in order to transfer the funds directly into your account. Your application is 100% online and should take approximately 5 minutes.



You decide

Step 3 – Instant Online Decision

We will give you an instant online decision within a few seconds of submitting your application form. Once approved your loan agreement form will be displayed to you where you can check everything over to make sure that you are comfortable with everything. We will always display the total loan amount, interest rates and repayment dates so you know exactly how much you will need to pay back and when, there will be no hidden costs. Once you have looked through your loan agreement form you still have the option to accept or reject our loan offer at this point.



Apply

Step 4 –  Final Decision/Receive Your Funds

If your loan application has been accepted you will then be redirected to view your loan agreement which contains all the important information regarding your loan on the lenders website! If you accept the terms and conditions set out by the lender you can then sign for your loan electronically. Many lenders will aim to transfer you the funds on the same working day and can even take as little as 15 minutes in some cases.**

 

Why Choose Lucky Loans?

Welcome to Lucky Loans, we help thousands of people every week find additional finances to guide them through financial difficulties. By using the leading lending platform Monevo, we are able to quickly process your application form and provide you with an instant decision. We pride ourselves on being a transparent company, your loan terms and conditions and full costs will always be displayed to you by your lender before you accept your loan offer. Our service is quick and easy. Receive your instant online decision when you apply.

  • 5 Minute Application Form
  • **15 Minute Cash Transfers
  • Instant Online Decision
  • We Do Not Charge Any Fees
  • Flexible Repayment Terms
  • Personal and Short Term Loans
  • Safe and Secure
Apply Now