Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk
Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk


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Who Are Lucky Loans?

Welcome to Lucky Loans, our online payday loans service helps thousands of people every week find additional finances to guide them through financial difficulties. Here at Lucky we are passionate about responsible lending and ensuring that we can provide as much financial assistance to people as possible.

We understand that many people applying for a payday loan don’t have access to additional savings or funds and instead turn to short term loan providers such as Lucky as a solution to access additional finances.

We offer short term borrowing solutions of £50 – £2000* with flexible repayment terms of up to three months with a minimum term of 7 days. We specialise in providing a fast online service to give you an instant decision within seconds of submitting your application form.

Once approved, your funds will be transferred to your bank account within 15 minutes of completing our online application form.

Payday Loans

Apply for your payday loan online today through Desktop, Tablet or Mobile 24/7, 365 days a year

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Our Loans

We understand the importance of providing a fast and reliable service in order to help people find the additional finances needed to assist with their financial difficulties. All of the loans we offer are on a same day service, you will receive funds in your account on the very same day you applied.

Payday Loans – We offer payday loans of £50 – £2000 with flexible repayment terms of up to 3 months. Our payday loans are intended to be a fast and short term borrowing solution.

Short Term Loans – Our short term loans allow you to spread the cost of your loan and can be repaid over a 3 month period in easy monthly payments. Our short term loans are intended to ease personal cash flow rather than paying back the entire cost of your loan in one payment.

We’re Transparent

We pride ourselves on being a transparent company, we will always show you your loan terms and conditions and full costs before you accept your loan offer. We believe in giving you the lowest possible APR and Interest rates as we understand that many individuals that use our service may already be experiencing financial difficulties.

We will never charge you for using our online service, applying for a loan is completely free of charge, you will not be hit with any hidden fees or unexpected charges. We are passionate about responsible lending which is why we continue to grow as one of the UK’s leading online payday loan companies.

Our Promise

We strive to ensure our customers have full control over their payday loan by providing a simple, affordable financial service. There are a number of policies that we feel very strongly about, policies that help us to maintain our honest and trustworthy reputation which is why we continue to grow as a leading online payday loans service. We as a company have our own philosophy “Lend For Less” which is applicable in every service we offer. We understand consumer borrowing needs and strive to deliver a transparent and trustworthy online service to offer as much assistance as possible to those facing financial difficulties.

Why Choose Lucky Loans?

Welcome to Lucky Loans, our online payday loans service helps thousands of people every week find additional finances to guide them through financial difficulties. We pride ourselves on being a transparent company, we will always show you your loan terms and conditions and full costs before you accept your loan offer. We are passionate about ensuring our customers have full control over their payday loan by providing a simple, affordable and reliable financial service. Receive your instant online decision when you apply.

  • 5 Minute Application Form
  • 15 Minute Cash Transfers**
  • Instant Online Approvals
  • We Do Not Charge Any Fees
  • Flexible Repayment Terms
  • Lowest Possible APR and Interest Rates*
  • Safe and Secure
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