Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk
Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk


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Terms & Conditions

Access to and use of this website is subject to the following Terms of Use:

  1. By accessing and using this website you are agreeing to the site’s terms and conditions, privacy policy and cookies policy. By choosing to apply for a loan or an agent opportunity using this website you are agreeing to the use of cookies to ensure that the application form works properly. Your access to, and use of, this website constitutes your acceptance of these terms of use which take effect on the date from which you first use this website.
  1. Links contained in this website lead to websites not under the control of Ocean Capital Credit Ltd and Ocean Capital Credit Ltd is not responsible for the contents of any linked site or any link contained in a linked site. Links provided on this website are provided to you only as a convenience and the inclusion of any link does not imply endorsement by Ocean Capital Credit Ltd of, and Ocean Capital Credit Ltd accepts no liability in respect of the content of, any such linked site. Linking to any linked sites is at your own risk.

About us
luckyloans.co.uk is a registered Trading Name of Ocean Capital Credit LTD. Ocean Capital Credit LTD is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services register. Ocean Capital Credit Ltd is registered in England and Wales (Company number 9414413), Registered Office; Unit 9 Lawnhurst Trading Estate, Ashurst Drive, Stockport, SK30SD. Licensed by the Information Commissioners Office, (registration number ZA152869).

As we will be providing a service to You, We will therefore have no obligation to any other party, only you. Please also be aware that if a third party uses our services on behalf of You, Our obligation will still be with you being our Customer. Furthermore, the terms and conditions will also relate to you, our Customer, and not with any other third parties.

Your responsibility to provide accurate information
Where we request information from you on the Site or otherwise, you must ensure that this information is accurate, complete and not misleading. We will rely on this information and so we reserve the right to terminate your registration and/or your access to this Site if we believe that the information you provide to us is inaccurate, untrue or misleading.

In addition, if the information you provide to us is inaccurate, untrue or misleading you are likely to be in breach of any agreement you have entered into with a lender. Furthermore, misleading information may also result in the instigation of criminal procedures against the Client.

You take full responsibility for any loss or damage incurred through the provision of misleading or incorrect information to us by you. You must tell us promptly about any changes to the information that you have provided to us. You can do this by contacting us at contactus@luckyloans.co.uk

Compliance
The form may only be used for lawful purposes and in a lawful manner. You agree to comply with all applicable laws, statutes and regulations regarding the Form and its use. You agree not to upload or transmit through the form: any computer viruses or anything else designed to interfere with, interrupt or disrupt the normal operating procedures of a computer; and any material which is defamatory, offensive or of an obscene character.

Why Choose Lucky Loans?

Welcome to Lucky Loans, our online payday loans service helps thousands of people every week find additional finances to guide them through financial difficulties. We pride ourselves on being a transparent company, we will always show you your loan terms and conditions and full costs before you accept your loan offer. We are passionate about ensuring our customers have full control over their payday loan by providing a simple, affordable and reliable financial service. Receive your instant online decision when you apply.

  • 5 Minute Application Form
  • 15 Minute Cash Transfers**
  • Instant Online Approvals
  • We Do Not Charge Any Fees
  • Flexible Repayment Terms
  • Lowest Possible APR and Interest Rates*
  • Safe and Secure
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