Warning: Late repayment can cause serious money problems. For help, visit  moneyadviceservice.org.uk
Warning: Late repayment can cause serious money problems. For help, visit  moneyadviceservice.org.uk

Looking for loan but still unsure of where to start?

Apply Now


If you are looking to apply for a payday loan but want some more information, have a look through our most frequently asked questions for more information on what you can expect from Lucky Loans. For further information, advice or guidance on how you can apply for a loan today, you can contact our team directly by emailing contactus@luckyloans.co.uk
  • How much money can I borrow?

    By using our Monevo lending platform you can apply for loans payday loans and personal loans between £50 and £2000

  • When do I have to pay my loan back?

    Payday loans are typically repaid on your next payday however personal loans are usually repaid over a longer period of time, usually between 1 - 5 years.

  • Can I apply?

    To apply for a loan through the Lucky Loans website you must be a UK resident over the age of 18, have an active UK bank account in order to receive your funds and have a regular source of income

  • How do I apply?

    Applying is easy. You will need to complete our 5 minute application form where we will ask you some questions such as your home address, employment details and monthly outgoings. This helps Monevo to give you an instant online decision within a few seconds

  • When will I receive my money?

    If approved you could receive the funds in your account within 15 minutes**

  • How will I receive my money?

    Your total loan amount will be automatically transferred into your bank account via electronic bank transfer by your lender.

  • Can I use my loan for any reason?

    Payday loans and short terms loans are normally used for emergencies and unexpected costs whereas personal loans are usually used for higher cost items and purchases such as cars, home improvements, holidays and weddings.

  • Do you carry out a Credit History Check?

    Lucky loans do not carry out any form of credit history check. However if you are referred to another lender they may wish to carry out a credit history check

  • How do I repay my loan?

    You loan repayment dates will be made clear to you before you accept your loan agreement. Payments will be automatically debited from your chosen bank account on the agreed dates. All you have to do is ensure that you have the correct funds available to repay your loan

  • Who is Lucky Loans?

    We are a completely free loan introductory service using the monevo lending platform. We allow our customers to search a huge panel of UK payday loan lenders through one simple application form. We will search our panel to find you the lender that can offer you the cheapest possible APR and interest rates.

Why Choose Lucky Loans?

Welcome to Lucky Loans, we help thousands of people every week find additional finances to guide them through financial difficulties. By using the leading lending platform Monevo, we are able to quickly process your application form and provide you with an instant decision. We pride ourselves on being a transparent company, your loan terms and conditions and full costs will always be displayed to you by your lender before you accept your loan offer. Our service is quick and easy. Receive your instant online decision when you apply.

  • 5 Minute Application Form
  • **15 Minute Cash Transfers
  • Instant Online Decision
  • We Do Not Charge Any Fees
  • Flexible Repayment Terms
  • Personal and Short Term Loans
  • Safe and Secure
Apply Now