We are a free licensed credit broker, not a lender. Warning: Late repayment can cause serious money problems. For help, visit moneyadviceservice.org.uk

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FAQ’s

If you are looking to apply for a payday loan but want some more information, have a look through our most frequently asked questions for more information on what you can expect from Lucky Loans. For further information, advice or guidance on how you can apply for a loan today, you can contact our team directly by emailing contactus@luckyloans.co.uk

  • How much money can I borrow?

    We offer payday loans between £50 and £2000

  • When do I have to pay my loan back?

    You can borrow for just 7 days or up to 3 months

  • Can I apply?

    To apply for a loan with lucky you must be a UK resident over the age of 18, have an active UK bank account in order to receive your funds and have a regular source of income

  • How do I apply?

    Applying is easy. You will need to complete our 5 minute application form where we will ask you some questions such as your home address, employment details and monthly outgoings. This helps us to give you an instant online decision within a few seconds

  • When will I receive my money?

    If approved you could receive the funds in your account within 15 minutes*

  • How will I receive my money?

    Your total loan amount will be automatically transferred into your bank account via electronic bank transfer.

  • Can I use my loan for any reason?

    Yes you can use your loan however you like, the reason you state will not affect your chances of being approved for a payday loan

  • Do you carry out a Credit History Check?

    Lucky loans do not carry out any form of credit history check. However if you are referred to another lender they may wish to carry out a credit history check

  • How do I repay my loan?

    You loan repayment dates will be made clear to you before you accept your loan agreement. Payments will be automatically debited from your chosen bank account on the agreed dates. All you have to do is ensure that you have the correct funds available to repay your loan

  • Who is Lucky Loans?

    We are a completely free financial service that allows our customers to search a huge panel of UK payday loan lenders through one simple application form. We will search our panel to find you the lender that can offer you the cheapest possible APR and interest rates.

Why Choose Lucky Loans?

Welcome to Lucky Loans, our online payday loans service helps thousands of people every week find additional finances to guide them through financial difficulties. We pride ourselves on being a transparent company, we will always show you your loan terms and conditions and full costs before you accept your loan offer. We are passionate about ensuring our customers have full control over their payday loan by providing a simple, affordable and reliable financial service. Receive your instant online decision when you apply.

  • 5 Minute Application Form
  • 15 Minute Cash Transfers**
  • Instant Online Approvals
  • We Do Not Charge Any Fees
  • Flexible Repayment Terms
  • Lowest Possible APR and Interest Rates*
  • Safe and Secure
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